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REALISING
A FULFILLING FUTURE
As the world transitions into a post-pandemic era, marketplace changes and volatility requires
us to stay anchored on core strengths, while enhancing value delivery.
Adhering to this wisdom, Kumpulan Wang Persaraan (Diperbadankan) [KWAP] is paving the
way forward to higher returns, through a three-year TERAS 5 programme.
Focused on enhancing our capabilities and skills, TERAS 5 is based on elevating five enablers:
structure, governance, people, process, and digital. This strengthens our ability to facilitate
more catalytic investments that directly benefit the Malaysian economy, continue to grow its
fund size and, equally important, elevate service levels for pensioners.
