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102 KUMPULAN WANG PERSARAAN (DIPERBADANKAN) FoR BEttER GovERNANcE

OUR LEADERSHIP
SENIOR MANAGEMENT TEAM PROFILES

ENCIK MUHAMAD HAFIZ PUAN NAJIHAH
BIN ABAS BINTI MOHAMAD NORWI
Head, Pension Services Head, Accounts and
Department Management Services
Department

Encik Muhammad Hafiz has over 20 years of experience Puan Najihah has over 20 years of experience as a
in the area of internal audit, risk management and corporate accountant in sectors such as insurance, IT,
operations management. Prior to joining KWAP, he utilities and infrastructure. Prior to KWAP, she was a
was the head of risk management at RHB Insurance corporate accountant at MMC Berhad.
Berhad and internal auditor at Public Bank Berhad.
She is a professional accountant, a member of CPA
He graduated with a Bachelor’s Degree in Finance
and Economics from New York University, USA and Australia and graduated with Bachelor of Business
obtained his Master of Business Administration from (Accounting and Finance) from Monash University,
International Islamic University, Malaysia Australia.

PUAN FAROZA
BINTI MOHAMED SOHOR ENCIK MD HAYRANI
BIN MIRESO
Head, Contribution Department
Head, Investment Operations
Department

Puan Faroza has over 25 years of experience in
governance, transformation, business process Encik Md Hayranı joined KWAP in 2007. He has over
improvement, Mangement Information Systems and 25 years of experience as an accountant as well as
Data Management. in treasury and fixed income management in the
banking sector. Prior to joining KWAP, he served
Prior to joining KWAP in 2013 , she was the Head
of Management Information System at the Asian as a manager in Treasury Division, Treasury and
Finance Bank Berhad (AFB), a foreign full-fledged Investment Department in Bank Simpanan Nasional.
Islamic Bank backed up by Qatar Islamic Bank He obtained his Masters in Business Administration
Group, now officially known as MBSB Bank Berhad.
(Finance) from International Islamic University
Prior to that, Puan Faroza was with the Ambank Malaysia (IIUM) and Bachelor of Accounting
Group, where she led the non-performing loan statutory (Honours) from University Kebangsaan Malaysia. He
and management reporting for consumer banking is also a member of the Chartered Accountant (CA)
by implementing business application enhancements
for both conventional and Islamic products. of Malaysia Institute of Accountant and member of
Financial Market Association of Malaysia.
Puan Faroza obtained her Masters in Business
Administration (MBA) in Applied Finance Investment
from the University Kebangsaan Malaysia (UKM) in
2008 and Bachelor of Science (BSc) in Finance from
Oklahoma State University, Oklahoma USA in 1996.
She also obtained her Diploma in Banking Studies
from the Universiti Teknologi Mara (UiTM) in 1992.

REPORTING TO CDO REPORTING TO CFO REPORTING TO CIO REPORTING TO CEO