{"id":33804,"date":"2026-02-12T14:21:56","date_gmt":"2026-02-12T06:21:56","guid":{"rendered":"https:\/\/www.kwap.gov.my\/stg\/?post_type=media-centre&p=33804"},"modified":"2026-02-12T14:35:28","modified_gmt":"2026-02-12T06:35:28","slug":"kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners","status":"publish","type":"media-centre","link":"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/","title":{"rendered":"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners"},"content":{"rendered":"

RM20 million allocation helps pensioners build stronger retirement resilience in line with Ekonomi MADANI<\/em><\/p>\n

KUALA LUMPUR, 12 February 2026<\/strong> \u2013 Kumpulan Wang Persaraan (Diperbadankan) [KWAP] today launched Jana MyPesara, a targeted microfinancing initiative designed to empower pensioners to pursue income-generating activities and strengthen their financial resilience during retirement.<\/p>\n

Launched by YB Senator Datuk Seri Amir Hamzah Azizan, Minister of Finance II, Jana MyPesara reflects the Government\u2019s commitment under Ekonomi MADANI to promote inclusive growth and \u201craising the floor\u201d by enabling pensioners to pursue income-generating activities and participate meaningfully in economic activity, enhancing their financial resilience in retirement.<\/p>\n

YB Senator Datuk Seri Amir Hamzah Azizan said, \u201cThe RM20 million allocation for Jana MyPesara<\/strong> in Belanjawan 2026 signifies a strategic shift toward a more resilient social safety net for pensioners. As Malaysia\u2019s population ages, this initiative adopts a ‘whole-of-nation’ approach\u2014leveraging economic stability and deep collaboration between government agencies and private partners to ensure the support is both targeted and sustainable.\u201d<\/p>\n

KWAP\u2019s Chief Executive Officer, Datuk Hajah Nik Amlizan Mohamed said, \u201cOur pensioners have contributed years of service to the nation, and many still want to remain active, independent, and economically engaged. Yet for some, the barrier is not motivation, but access to the right support and capital. Jana MyPesara helps address this gap, grounded in discipline and strong governance.\u201d<\/p>\n

Amanah Ikhtiar Malaysia (AIM), the programme\u2019s implementation partner, is a trust body incorporated under the Trust Act 1952 and Malaysia\u2019s longest-running microfinance institution, with almost 40 years of experience and a nationwide network serving over 320,000 borrowers. Under Jana MyPesara, AIM will manage the delivery of microfinancing to eligible pensioners, supported by its established processes such as structured training, mentoring, the widely recognised Sahabat system, group-based lending and regular monitoring. Leveraging its extensive infrastructure and proven operating model, AIM enables the programme to reach participants efficiently, providing close guidance throughout their entrepreneurial journey, and supporting sustainable income generation in the retirement phase.<\/p>\n

Jana MyPesara is designed based on KWAP\u2019s survey findings, with nearly 60 percent of respondents indicating an interest in entrepreneurship during retirement, with additional income cited as the top reason. With KWAP currently serving more than 810,000 pension recipients across Malaysia, and the figure set to grow as Malaysia moves towards an aged nation by 2048, Jana MyPesara reflects a timely step to support pensioners in staying economically active and better prepared for the years ahead. For more information, please visit www.kwap.gov.my\/janamypesara<\/a>.<\/p>\n\n\n

<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","categories":[27],"tags":[],"media_centre":[172],"class_list":["post-33804","media-centre","type-media-centre","status-publish","hentry","category-press-release","media_centre-press-release"],"acf":[],"yoast_head":"\nKWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners - KWAP<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners - KWAP\" \/>\n<meta property=\"og:description\" content=\"RM20 million allocation helps pensioners build stronger retirement resilience in line with Ekonomi MADANI KUALA LUMPUR, 12 February 2026 \u2013 Kumpulan Wang Persaraan (Diperbadankan) [KWAP] today launched Jana MyPesara, a targeted microfinancing initiative designed to empower pensioners to pursue income-generating activities and strengthen their financial resilience during retirement. Launched by YB Senator Datuk Seri Amir […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/\" \/>\n<meta property=\"og:site_name\" content=\"KWAP\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-12T06:35:28+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/\",\"url\":\"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/\",\"name\":\"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners - KWAP\",\"isPartOf\":{\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/#website\"},\"datePublished\":\"2026-02-12T06:21:56+00:00\",\"dateModified\":\"2026-02-12T06:35:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.kwap.gov.my\/stg\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Media Centre\",\"item\":\"https:\/\/www.kwap.gov.my\/stg\/my\/media-centre\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/#website\",\"url\":\"https:\/\/www.kwap.gov.my\/stg\/\",\"name\":\"KWAP\",\"description\":\"Malaysia's largest public services pension fund\",\"publisher\":{\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.kwap.gov.my\/stg\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/#organization\",\"name\":\"KWAP\",\"url\":\"https:\/\/www.kwap.gov.my\/stg\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/11\/logo.png\",\"contentUrl\":\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/11\/logo.png\",\"width\":300,\"height\":96,\"caption\":\"KWAP\"},\"image\":{\"@id\":\"https:\/\/www.kwap.gov.my\/stg\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.instagram.com\/kwapmalaysia\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners - KWAP","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners - KWAP","og_description":"RM20 million allocation helps pensioners build stronger retirement resilience in line with Ekonomi MADANI KUALA LUMPUR, 12 February 2026 \u2013 Kumpulan Wang Persaraan (Diperbadankan) [KWAP] today launched Jana MyPesara, a targeted microfinancing initiative designed to empower pensioners to pursue income-generating activities and strengthen their financial resilience during retirement. Launched by YB Senator Datuk Seri Amir […]","og_url":"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/","og_site_name":"KWAP","article_modified_time":"2026-02-12T06:35:28+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/","url":"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/","name":"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners - KWAP","isPartOf":{"@id":"https:\/\/www.kwap.gov.my\/stg\/#website"},"datePublished":"2026-02-12T06:21:56+00:00","dateModified":"2026-02-12T06:35:28+00:00","breadcrumb":{"@id":"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.kwap.gov.my\/stg\/media-centre\/kwap-launches-jana-mypesara-microfinancing-initiative-to-empower-pensioners\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.kwap.gov.my\/stg\/en\/"},{"@type":"ListItem","position":2,"name":"Media Centre","item":"https:\/\/www.kwap.gov.my\/stg\/my\/media-centre\/"},{"@type":"ListItem","position":3,"name":"KWAP Launches Jana MyPesara Microfinancing Initiative to Empower Pensioners"}]},{"@type":"WebSite","@id":"https:\/\/www.kwap.gov.my\/stg\/#website","url":"https:\/\/www.kwap.gov.my\/stg\/","name":"KWAP","description":"Malaysia's largest public services pension fund","publisher":{"@id":"https:\/\/www.kwap.gov.my\/stg\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kwap.gov.my\/stg\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.kwap.gov.my\/stg\/#organization","name":"KWAP","url":"https:\/\/www.kwap.gov.my\/stg\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.kwap.gov.my\/stg\/#\/schema\/logo\/image\/","url":"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/11\/logo.png","width":300,"height":96,"caption":"KWAP"},"image":{"@id":"https:\/\/www.kwap.gov.my\/stg\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.instagram.com\/kwapmalaysia\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/media-centre\/33804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/media-centre"}],"about":[{"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/types\/media-centre"}],"version-history":[{"count":3,"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/media-centre\/33804\/revisions"}],"predecessor-version":[{"id":33809,"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/media-centre\/33804\/revisions\/33809"}],"wp:attachment":[{"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/media?parent=33804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/categories?post=33804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/tags?post=33804"},{"taxonomy":"media_centre","embeddable":true,"href":"https:\/\/www.kwap.gov.my\/stg\/wp-json\/wp\/v2\/media_centre?post=33804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}