{"id":1757,"date":"2021-12-02T11:49:33","date_gmt":"2021-12-02T03:49:33","guid":{"rendered":"https:\/\/www.kwap.okie.my\/?post_type=contribution&#038;p=1757"},"modified":"2025-12-10T16:26:32","modified_gmt":"2025-12-10T08:26:32","slug":"overview","status":"publish","type":"contribution","link":"https:\/\/www.kwap.gov.my\/stg\/contribution\/overview\/","title":{"rendered":"Overview"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1757\" class=\"elementor elementor-1757\" data-elementor-post-type=\"contribution\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-090ce69 elementor-section-full_width elementor-section-items-stretch elementor-section-content-middle elementor-section-height-min-height no-dark main-banner elementor-section-height-default\" data-id=\"090ce69\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ef33bdd BB\" data-id=\"ef33bdd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e6b2b20 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e6b2b20\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c47d719\" data-id=\"c47d719\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b041ef2 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"b041ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2022\/01\/03-Home-contribution2.jpg\" class=\"attachment-large size-large wp-image-14971\" alt=\"\" srcset=\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2022\/01\/03-Home-contribution2.jpg 800w, https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2022\/01\/03-Home-contribution2-300x188.jpg 300w, https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2022\/01\/03-Home-contribution2-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fc59fd1\" data-id=\"fc59fd1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f9dae6 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"7f9dae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"580\" src=\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/12\/contribution-banner02-1.jpg\" class=\"attachment-large size-large wp-image-11198\" alt=\"\" srcset=\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/12\/contribution-banner02-1.jpg 800w, https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/12\/contribution-banner02-1-300x218.jpg 300w, https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/12\/contribution-banner02-1-768x557.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6fcc2 elementor-widget__width-initial uk-position-center animated-slow elementor-widget-mobile__width-initial elementor-absolute elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4b6fcc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;500&quot;,&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">FACILITATING THE CONTRIBUTION PROCESS<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ace1da9 elementor-widget__width-initial elementor-absolute diamond elementor-widget-mobile__width-initial elementor-invisible elementor-widget elementor-widget-spacer\" data-id=\"ace1da9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61f1198 elementor-section-content-middle slider-container elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"61f1198\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b84422\" data-id=\"7b84422\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dc1368 no-dark elementor-widget elementor-widget-image\" data-id=\"5dc1368\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"533\" height=\"500\" src=\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/12\/contribution-panel.jpg\" class=\"attachment-large size-large wp-image-11261\" alt=\"\" srcset=\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/12\/contribution-panel.jpg 533w, https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2021\/12\/contribution-panel-300x281.jpg 300w\" sizes=\"(max-width: 533px) 100vw, 533px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6c9c4c9 uk-position-relative\" data-id=\"6c9c4c9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c37bcbe elementor-widget__width-initial elementor-absolute diamond slider-diamond animated-fast elementor-widget-tablet__width-initial elementor-widget elementor-widget-spacer\" data-id=\"c37bcbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_scale_effect&quot;:&quot;yes&quot;,&quot;motion_fx_scale_direction&quot;:&quot;in-out&quot;,&quot;motion_fx_scale_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;-3&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_scale_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;40&quot;}},&quot;_animation&quot;:&quot;none&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3531473 slider-content elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3531473\" data-element_type=\"section\" data-e-type=\"section\" id=\"none-bg\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-25335fa contribution-panel elementor-invisible\" data-id=\"25335fa\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation_delay&quot;:&quot;100&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-289ce27 elementor-widget elementor-widget-heading\" data-id=\"289ce27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MANAGING CONTRIBUTIONS\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a6bf7 elementor-widget elementor-widget-text-editor\" data-id=\"b3a6bf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>One of KWAP\u2019s primary roles is managing the pension contributions from employers, comprising Statutory Bodies, Local Authorities and Agencies. In discharging this responsibility, we ensure that contributing employers comply with the relevant legislation and regulations through regular compliance and enforcement efforts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1890b7d elementor-widget__width-auto elementor-align-left kwapbtn elementor-widget elementor-widget-button\" data-id=\"1890b7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kwap.gov.my\/stg\/contribution\/contributing-employers\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">contributing employers<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05bcc91 elementor-widget__width-auto elementor-align-left kwapbtn elementor-widget elementor-widget-button\" data-id=\"05bcc91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kwap.gov.my\/stg\/contribution\/contributing-members\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">contributing members<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-129f3e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"129f3e3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-08fc0bf\" data-id=\"08fc0bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43983cb elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"43983cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding More About Contribution<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-135fdcf kwap-accordion contribute elementor-invisible elementor-widget elementor-widget-tp-accordion\" data-id=\"135fdcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"tp-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div class=\"theplus-accordion-wrapper elementor-accordion   \"\n    id=\"accordion6a33a4de9c922\" data-accordion-id=\"accordion6a33a4de9c922\"\n    data-connection=\"\"\n    data-accordion-type=\"accordion\"\n    data-heightlight-text       role=\"tablist\" >\n\n            <div class=\"theplus-accordion-item\"  role=\"tab\">\n            <div id=\"elementor-tab-title-2031\" class=\"elementor-tab-title plus-accordion-header 0 text-left \" data-tab=\"1\" aria-controls=\"elementor-tab-content-2031\">\n                                \n                <span style=\"width:100%\">Agencies Involved in Collecting Pension Contributions<\/span>                <span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\"><span class=\"elementor-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"icon icon-plus\"><\/i><\/span><span class=\"elementor-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i><\/span><\/span>            <\/div>\n\n                        <div id=\"elementor-tab-content-2031\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content 0 \" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2031\">\n                <div class=\"plus-content-editor\" >The responsibility of collecting pension contributions was initially undertaken by the Employees\u2019 Provident Fund prior to January 1979. Other government agencies involved were the Public Service Department, Treasury Malaysia and the Accountant-General\u2019s Department until the incorporation of KWAP in March 2007. Effective 1 March 2007, pension contributions have been remitted to Retirement Fund Incorporated (KWAP).\n\n<img decoding=\"async\" class=\"uk-display-block uk-margin-small-top no-dark\" src=\"\/wp-content\/uploads\/2021\/12\/agencies-horizontal.png\" alt=\"\" \/>\n<!--<img decoding=\"async\" class=\"uk-display-block uk-margin-small-top no-dark uk-hidden@m\" src=\"\/wp-content\/uploads\/2021\/12\/agencies.png\" alt=\"\" \/>--><\/div>\n            <\/div>\n                    <\/div>\n                <div class=\"theplus-accordion-item\"  role=\"tab\">\n            <div id=\"elementor-tab-title-2032\" class=\"elementor-tab-title plus-accordion-header 0 text-left \" data-tab=\"2\" aria-controls=\"elementor-tab-content-2032\">\n                                \n                <span style=\"width:100%\">Duties and Responsibilities of Employers<\/span>                <span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\"><span class=\"elementor-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"icon icon-plus\"><\/i><\/span><span class=\"elementor-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i><\/span><\/span>            <\/div>\n\n                        <div id=\"elementor-tab-content-2032\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content 0 \" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2032\">\n                <div class=\"plus-content-editor\" ><div class=\"ExternalClassF2D8F8A3944B43AB80D96703258D9195\">Employers are required to undertake the following duties and responsibilities.<\/div><div>\u00a0<\/div><div class=\"ExternalClassF2D8F8A3944B43AB80D96703258D9195\"><p><strong>Registration of Employee\u00a0as KWAP Member<\/strong><\/p><div><p>Employers are required to register their employees with KWAP using the Member Registration Form (CN2).\u00a0<\/p><\/div><div>\u00a0<\/div><\/div><div class=\"ExternalClassF2D8F8A3944B43AB80D96703258D9195\"><strong>Remittance\u00a0of Pension Contribution<\/strong><\/div><div class=\"ExternalClassF2D8F8A3944B43AB80D96703258D9195\"><ul><li>Employers are required to remit pension contributions for their, pensionable employees at the rate of 17.5% of the basic salary.<\/li><li>Employers are required to submit the\u00a0Contribution form\u00a0(CN3) with the correct contribution amount and employee\u00a0details.<\/li><li>Contributions shall be remitted on or before the last date of the following month.<\/li><\/ul><div class=\"ExternalClassF2D8F8A3944B43AB80D96703258D9195\"><strong>Contribution\u00a0of Secondment Officer(s)<\/strong><\/div><div class=\"ExternalClassF2D8F8A3944B43AB80D96703258D9195\"><ul><li>Secondment agencies are required to notify KWAP of any employment of seconded staff by providing the particulars and details of the secondment.<\/li><li>Employers, i.e. the secondment agencies, are required to remit pension contributions for their seconded staff (with pensionable status) throughout the period of secondment.<\/li><li>The rate of pension contributions payable is 17.5% of the basic salary of the secondment officer(s).<\/li><li>Employers are required to notify KWAP of any cessation or termination of the secondment period.<\/li><\/ul><\/div><\/div><\/div>\n            <\/div>\n                    <\/div>\n        \n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1091c97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1091c97\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-92bf7a7\" data-id=\"92bf7a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d5aaf3 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1d5aaf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Total Contributions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e23ae0 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6e23ae0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i>(as per 2023 Annual Report)<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-778de2a elementor-section-height-min-height running-numbers drdt-ignore-dark elementor-section-boxed elementor-section-height-default\" data-id=\"778de2a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ea2d727 drdt-ignore-dark\" data-id=\"ea2d727\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27c2ae3 elementor-widget__width-initial elementor-absolute diamond animated-fast elementor-widget-mobile__width-initial elementor-widget elementor-widget-spacer\" data-id=\"27c2ae3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_scale_effect&quot;:&quot;yes&quot;,&quot;motion_fx_scale_direction&quot;:&quot;in-out&quot;,&quot;motion_fx_scale_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;-5&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_scale_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;60&quot;}},&quot;_animation&quot;:&quot;none&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b500bd drdt-ignore-dark elementor-widget elementor-widget-counter\" data-id=\"1b500bd\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"running-num\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Contributing Employers<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"3000\" data-to-value=\"489\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bc7229a drdt-ignore-dark\" data-id=\"bc7229a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3653641 elementor-widget__width-initial elementor-absolute diamond animated-fast elementor-widget-mobile__width-initial elementor-widget elementor-widget-spacer\" data-id=\"3653641\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_scale_effect&quot;:&quot;yes&quot;,&quot;motion_fx_scale_direction&quot;:&quot;in-out&quot;,&quot;motion_fx_scale_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;-5&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_scale_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;60&quot;}},&quot;_animation&quot;:&quot;none&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b67a677 drdt-ignore-dark elementor-widget elementor-widget-counter\" data-id=\"b67a677\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"running-num\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Contributing Members<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"3000\" data-to-value=\"177716\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36a5b68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36a5b68\" data-element_type=\"section\" data-e-type=\"section\" id=\"resources\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c872df5\" data-id=\"c872df5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d204085 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d204085\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get the Resources You Need<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13387c1 kwap-accordion contribute elementor-invisible elementor-widget elementor-widget-tp-accordion\" data-id=\"13387c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"tp-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div class=\"theplus-accordion-wrapper elementor-accordion   \"\n    id=\"accordion6a33a4deafce2\" data-accordion-id=\"accordion6a33a4deafce2\"\n    data-connection=\"\"\n    data-accordion-type=\"accordion\"\n    data-heightlight-text       role=\"tablist\" >\n\n            <div class=\"theplus-accordion-item\"  role=\"tab\">\n            <div id=\"elementor-tab-title-2011\" class=\"elementor-tab-title plus-accordion-header 0 text-left \" data-tab=\"1\" aria-controls=\"elementor-tab-content-2011\">\n                                \n                <span style=\"width:100%\">Application Form<\/span>                <span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\"><span class=\"elementor-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"icon icon-plus\"><\/i><\/span><span class=\"elementor-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i><\/span><\/span>            <\/div>\n\n                        <div id=\"elementor-tab-content-2011\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content 0 \" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2011\">\n                <div class=\"plus-content-editor\" ><ul>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN_1_PENDAFTARAN_MAJIKAN.pdf\" target=\"_blank\" rel=\"noopener\">CN1\u200b\u200b\u00a0\u200b\u200bPENDAFTARAN MAJIKAN<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN_2_PENDAFTARAN_AHLI.pdf\" target=\"_blank\" rel=\"noopener\">CN2\u00a0PENDAFTARAN AHLI<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN_3_BORANG_CARUMAN.pdf\" target=\"_blank\" rel=\"noopener\">CN3\u200b\u00a0BORANG CARUMAN<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN_4_BORANG_TUNGGAKAN_CARUMAN.pdf\" target=\"_blank\" rel=\"noopener\">CN4\u00a0BORANG TUNGGAKAN CARUMAN<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN_5_BORANG_TUNTUTAN_BAYARAN_BALIK.pdf\" target=\"_blank\" rel=\"noopener\">CN5\u00a0BORANG TUNTUTAN BAYARAN BALIK\u200b<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/BORANG_PERMOHONAN_BAYARAN_BALIK_SYER_KERAJAAN_INDIVIDU_OLEH_BEKAS_PEGAWAI_SENDIRI.pdf\" target=\"_blank\" rel=\"noopener\">CN5A\u200b\u200b\u200b\u200b\u00a0BORANG PERMOHONAN BAYARAN BALIK SYER KERAJAAN (INDIVIDU)\u00a0\u200b\u200b\u200b(OLEH BEKAS PEGAWAI SENDIRI)<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN5B_PERMOHONAN_BAYARAN_BALIK_SYER_KERAJAAN_(INDIVIDU).pdf\" target=\"_blank\" rel=\"noopener\">CN5B\u200b\u200b\u00a0BORANG PERMOHONAN BAYARAN BALIK SYER KERAJAAN (INDIVIDU) (OLEH PENTADBIR HARTA PUSAKA DAN\/ATAU PEMEGANG PROBET\u200b)<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN_6_MAKLUMAT_BAYARAN_CARUMAN_MELALUI_BANK.pdf\" target=\"_blank\" rel=\"noopener\">CN6\u00a0MAKLUMAT BAYARAN CARUMAN MELALUI BANK<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/FORM_CN_7_PERMOHONAN_PENGECUALIAN_DENDA.pdf\" target=\"_blank\" rel=\"noopener\">CN7\u00a0PERMOHONAN PENGECUALIAN DENDA<\/a><\/li>\n \t<li><a href=\"\/documents\/contribution\/form\/BORANG_PENDAFTARAN_PORTAL_CARUMAN.pdf\" target=\"_blank\" rel=\"noopener\">\u200bBORANG PENDAFTARAN PORTAL CARUMAN\u200b\u200b\u200b\u200b<\/a><\/li>\n<\/ul><\/div>\n            <\/div>\n                    <\/div>\n                <div class=\"theplus-accordion-item\"  role=\"tab\">\n            <div id=\"elementor-tab-title-2012\" class=\"elementor-tab-title plus-accordion-header 0 text-left \" data-tab=\"2\" aria-controls=\"elementor-tab-content-2012\">\n                                \n                <span style=\"width:100%\">Employer E-Book<\/span>                <span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\"><span class=\"elementor-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"icon icon-plus\"><\/i><\/span><span class=\"elementor-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i><\/span><\/span>            <\/div>\n\n                        <div id=\"elementor-tab-content-2012\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content 0 \" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2012\">\n                <div class=\"plus-content-editor\" ><a class=\"no-hover\" href=\"\/documents\/publications\/others\/Panduan_Majikan_Jabatan_Caruman.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-4383 size-medium\" src=\"https:\/\/www.kwap.gov.my\/stg\/wp-content\/uploads\/2024\/01\/Panduan-Majikan-2.0.png\" alt=\"\" width=\"272\" height=\"300\" \/><\/a>\n\n\u200b<\/div>\n            <\/div>\n                    <\/div>\n                <div class=\"theplus-accordion-item\"  role=\"tab\">\n            <div id=\"elementor-tab-title-2013\" class=\"elementor-tab-title plus-accordion-header 0 text-left \" data-tab=\"3\" aria-controls=\"elementor-tab-content-2013\">\n                                \n                <span style=\"width:100%\">E-Bulletin<\/span>                <span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\"><span class=\"elementor-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"icon icon-plus\"><\/i><\/span><span class=\"elementor-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i><\/span><\/span>            <\/div>\n\n                        <div id=\"elementor-tab-content-2013\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content 0 \" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2013\">\n                <div class=\"plus-content-editor\" ><div class=\"ebulletin\">\n<a href=\"https:\/\/www.kwap.gov.my\/stg\/documents\/contribution\/e-bulletin\/1st_Edition-Contribution_Department.pdf\" target=\"_blank\" rel=\"noopener\">1<sup>st<\/sup>\n<h4>Edition<\/h4>\n<\/a>\n\n<a href=\"https:\/\/www.kwap.gov.my\/stg\/documents\/contribution\/e-bulletin\/2nd_Edition-Contribution_Department.pdf\" target=\"_blank\" rel=\"noopener\">2<sup>nd<\/sup>\n<h4>Edition<\/h4>\n<\/a>\n\n<a href=\"https:\/\/www.kwap.gov.my\/stg\/documents\/contribution\/e-bulletin\/3rd_Edition-Contribution_Department.pdf\" target=\"_blank\" rel=\"noopener\">3<sup>rd<\/sup>\n<h4>Edition<\/h4>\n<\/a>\n<a href=\"https:\/\/www.kwap.gov.my\/stg\/documents\/contribution\/e-bulletin\/4th_Edition-Contribution_Department.pdf\" target=\"_blank\" rel=\"noopener\">4<sup>th<\/sup>\n<h4>Edition<\/h4>\n<\/a>\n<a href=\"https:\/\/www.kwap.gov.my\/stg\/documents\/contribution\/e-bulletin\/5th_Edition-Contribution_Department.pdf\" target=\"_blank\" rel=\"noopener\">5<sup>th<\/sup>\n<h4>Edition<\/h4>\n<\/a>\n<a href=\"https:\/\/www.kwap.gov.my\/stg\/documents\/contribution\/e-bulletin\/6th_Edition-Contribution_Department.pdf\" target=\"_blank\" rel=\"noopener\">6<sup>th<\/sup>\n<h4>Edition<\/h4><\/a>\n\n<a href=\"https:\/\/www.kwap.gov.my\/stg\/documents\/contribution\/e-bulletin\/Special_Edition-Contribution_Department.pdf\" target=\"_blank\" rel=\"noopener\">\n<h4>Special Edition<\/h4><\/a>\n\n<\/div><\/div>\n            <\/div>\n                    <\/div>\n        \n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c37e056 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c37e056\" data-element_type=\"section\" data-e-type=\"section\" id=\"process-title\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a143bea\" data-id=\"a143bea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2df5bc9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2df5bc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SAFEGUARDING THE PROCESS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-pa-eq-height=\"{&quot;targetType&quot;:&quot;custom&quot;,&quot;target&quot;:[&quot;.benefits-box&quot;],&quot;trigger&quot;:&quot;load&quot;,&quot;enableOn&quot;:[&quot;desktop&quot;]}\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f7c73eb premium-equal-height-yes 3color-column elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f7c73eb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;premium_eq_height_switcher&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5d5d0e4 benefits-box elementor-invisible\" data-id=\"5d5d0e4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7b238da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b238da\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6754da8\" data-id=\"6754da8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d3b60c elementor-widget elementor-widget-heading\" data-id=\"7d3b60c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Rate of Contribution<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d1072e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6d1072e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"kwap kwappattern\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-59fd609 elementor-widget elementor-widget-text-editor\" data-id=\"59fd609\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u200bMonthly contributions for permanent employees with pensionable status is 17.5% of the employee&#8217;s monthly basic salary.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dd4dc5 elementor-widget__width-auto elementor-align-center kwapbtn orange elementor-widget elementor-widget-button\" data-id=\"1dd4dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kwap.gov.my\/stg\/contribution\/rate-of-contribution\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-dbf09f3 benefits-box elementor-invisible\" data-id=\"dbf09f3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:&quot;300&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e5fab44 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e5fab44\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2493663\" data-id=\"2493663\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14212ba elementor-widget elementor-widget-heading\" data-id=\"14212ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compliance &amp; Enforcement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91a14b4 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"91a14b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"kwap kwappattern\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2c0fb elementor-widget elementor-widget-text-editor\" data-id=\"5c2c0fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The objective of our compliance and enforcement visits to the contributing employers is to ensure compliance by employers with the provisions under the Statutory and Local Authorities Pensions Act 1980 (Act 239).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a55c98d elementor-widget__width-auto elementor-align-center kwapbtn orange elementor-widget elementor-widget-button\" data-id=\"a55c98d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kwap.gov.my\/stg\/contribution\/compliance-and-enforcement\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-51d0935 benefits-box elementor-invisible\" data-id=\"51d0935\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:&quot;600&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-54c9d54 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54c9d54\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0613800\" data-id=\"0613800\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d1aa6b elementor-widget elementor-widget-heading\" data-id=\"0d1aa6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Penalty<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a44266 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3a44266\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"kwap kwappattern\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-934bdf4 elementor-widget elementor-widget-text-editor\" data-id=\"934bdf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Employers who fail to remit pension contributions within the prescribed time shall be penalised under Section 8(4) of the Statutory and Local Authorities Pensions Act 1980 (Act 239). Penalties are charged at the rate of 0.5% in respect of each month in default of payment of the amount that remains unpaid.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"featured_media":0,"parent":0,"template":"","categories":[],"class_list":["post-1757","contribution","type-contribution","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Overview - KWAP<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Overview - KWAP\" \/>\n<meta property=\"og:description\" content=\"FACILITATING THE CONTRIBUTION PROCESS MANAGING CONTRIBUTIONS One of KWAP\u2019s primary roles is managing the pension contributions from employers, comprising Statutory Bodies, Local Authorities and Agencies. 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