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Pension Derivatives

Derivative Benefits

The following is a list of derivative benefits that eligible beneficiaries are entitled to according to the Pension Act:

  • Derivative Gratuity:
    Gratuity is a lump sum payment paid to eligible beneficiaries.
  • Derivative Payment in Lieu of Leave:
    A cash payment (lump sum) in lieu of unutilised leave during service will be paid to eligible beneficiaries.

Cash payment (lump sum) in lieu of unutilised leave during service will be paid to eligible beneficiaries:

  • Derivative Pension:
    A monthly pension derived due to the death of a civil servant / civil pensioner that is paid to eligible beneficiaries, as stated in the relevant Pension Act.

*Eligible beneficiaries – dependants of deceased civil servants / pensioners who died in service or legitimate next of kin.

 

ELIGIBLE BENEFICIARIES WHO CAN RECEIVE DERIVATIVE PENSION

Below are the eligible beneficiaries who can receive a derivative pension:

  • Widow or Widower
  • Children below 21 years of age and single

However, the following exceptions apply:

  • Disabled children are eligible to receive a derivative pension provided that the disability occurs before the child reaches 21 years of age and it causes the child to not be able to support him/herself
  • Children studying in higher learning institutions for a first degree are entitled to receive derivative benefits until completion of the studies.

BREAKDOWN / DISTRIBUTION OF DERIVATIVE PENSION

For the derivative gratuity and derivative payment in lieu of leave, the following are the fractions of share distribution:

  • Widow/ Widower and Child – 9/10
  • Mother or Father – 1/10.

* In the absence of the above recipients, the derivative gratuity and derivative payment in lieu of leave will be made to legitimate next of kin. The derivative pension payment is apportioned as follows:

  • Widow / Widower (two (2) shares to each widow / widower)
  • Children (one (1) share to each child).

THE APPLICATION PROCESS FOR DERIVATIVE BENEFITS

In the case of death in service, the application for derivative benefit is managed by the last official department of the officer. The Human Resources Department of the late officer must provide the necessary documents and application forms to KWAP to process the retirement benefits.

An application for derivative benefit can be made by the heirs of pensioners by completing the application form JPA.BP.SPT.B01d for derivative benefit due to death in retirement (download here).

ELIGIBILITY TO RECEIVE DERIVATIVE PENSION FOR MARRIAGE IN SERVICE AND RETIREMENT

Eligibility to receive derivative pension:

  • For couples who gets married while in service, the widow/ widower is entitled to get a lifelong derivative pension.
  • For a marriage that occurs after the retirement of the employee, the eligible widow / widower is entitled to receive a derivative pension that is limited to 20 years from the date of retirement of the officer.

CHILDREN OF THE DECEASED WHO ARE IN HIGHER LEARNING INSTITUTIONS

The derivative pension for children will cease when the child reaches the age of 21 years. However, the derivative pension payments will continue if the child is in further education up to a first-degree level.

For an application for derivative pension for children in IPTs, use form JPA.BP.SPT.B03A (download here)

REPORTING THE DEATH OF A PENSIONER / DERIVATIVE PENSION RECIPIENT

Next of kin can report the death of a pensioner by contacting the KWAP Customer Service Unit at 03-88878777. The heirs may also present themselves at the KWAP Pension Services Division counter to report the mortality. Please provide a copy of the death certificate when the report is made.

 

APPLICATION FOR FUNERAL ARRANGEMENT ASSISTANCE

Funeral arrangement assistance is given to the heirs of Malaysian Government retirees who passed away on and after 15 October 2010, including retirees who opt for the EPF scheme (prior to this date, no refund was given if the pensioner died). Applications can be made using form JPA.BP.UMUM.BMJ (download here).

Please be informed that the BMJ payments will be made on the death of the pensioner only and will not be made when a derivative pension recipient dies.

Claims of Pension Balance

If, after the death of the deceased, there are no more widows / widowers or children who are eligible to receive a derivative pension, the heirs must fill out the pension balance form JPA.BP.UMUM.BK to claim any balance of pension payments that have not been made to the deceased (if available) (download here).

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