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​​​​Future Pensioners

Payment Method

​Benefit Payment Method

Pension / Derivative Pension / Retirement Allowance / Derivative Retirement Allowance / Pension due to Disability / Dependant Pension

Electronic Fund Transfer (EFT) / Warrant

Gratuity/Derivative Gratuity

​Electronic Fund Transfer (EFT)

Cash Reward in Lieu of Leave

​Electronic Fund Transfer (EFT) 

Pension Payment Scheme via Banks

Scheme​ A
  • For pensioner who has a wife (wives)/husband or wife (wives) / husband from marriage after pensioned from service;
  • The payment will be credited directly to pensioner's account. ​
Scheme A (Representative)
  • For single pensioner, derivative pension recipient, dependant pension and pensioner whom married again after retirement, they are eligible to apply for a monthly pension paid by the scheme A, provided the bank account used is an individual account.
  • The application can be made by fill out JPA.BP.SKP.B08 form (downlo​ad here​)
Scheme B ​
  • Payment by Scheme B are usually made to elderly pensioners and disabled children via a joint account​​​
  • To appoint a representative to manage recipient's monthly pension payment 
  • Pensioner / pension recipient must be present at the bank counter every month, to certify on the pension claim form in order to ensure the pension payment is credited to pensioner's bank account
  • If pension is not claimed for a period of 6 consecutive months, the amount will be returned to Retirement Services Division​​​​​​​​​​​
Optional Retirement
​Optional Retirement Under Section 12 Act 227/239

Application by Head of Department;
  • Over 40 years of age;
  • At least 10 years of eligible service period;
  • Confirmed position and received pensionable status.​

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To Avoid Delays on Pension Benefit Payment
  • ​Please review and update Service Record Book and Leave Record Book two (2) years before retirement date. If problem(s) exist, please explain it in a cover letter;​​​
  • Future retirees are required to give their full cooperation to the Department and KWAP in managing the retirement process;
  • To simplify the procedure, please submit all pension documents to the Department within 3 to 6 months before the date of retirement;
  • All docu​ments must be submitted at once.​

Privatisation of Company
Four (4) options are available for termination of employment for future pensioners in the event of privatisation:
  • Retired once received an offer from other Organization
  • Termination of Service
  • Optional Retireme​​nt
  • Retired due to position abrogated


​ Government servants who resigned or was dismissed due to disciplinary action are not eligible for pension benefit.