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You
are here:
 Fixed Income > Loans
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"KWAP achieved net ROI and TWRR of
5.75% and 5.30%
respectively in 2011"
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| Loans |
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| Core Objectives |
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Investment of KWAP funds
is carried out via loans to the Federal Government, State Governments, public
authorities, corporate bodies (where the Federal Government has an interest)
and any company as approved by the Investment Panel of KWAP.
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| Lending Criteria |
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- Loans channeled for the development of projects with commercial
value
- Organisations with high capability of servicing the loan and fulfillment
of responsibility as a borrower.
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| Types of Loans |
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| Investment of KWAP funds with respect
to Loan are in the form of fixed and floating rate loans based on the Investment
Policy and Guidelines of KWAP |
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| Credit Process
Flow |
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Click picture to enlarge
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| Performance |
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Overall total loans portfolio decreased by 2.8% to RM7.5 billion in 2011 as compared to RM7.7 billion in 2010. This was mainly attributed to the decrease in the disbursement of loans to corporate entities (RM1.4 billion). Loans disbursed to local authorities and public corporation increased sharply by 36.6% to RM6.1 billion. Realised income increased by 7.3% to RM383.2 million in 2011 to RM357.1 million in 2010. For the period January to March 2012, gross reliazed income generated grew to RM94.2 million while total holdings advanced to RM9.5 billion.
Detailed breakdown of the Loans portfolios :
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